Made for Entrepreneurs
Pressure-Test a 13-Week Cash Plan
Also useful for: people in Entrepreneurs
75 min
Intermediate
Budgeting
Get Organized Financially
Need to Make a Decision
Turn scattered cash commitments into a weekly plan that shows when pressure hits, which assumptions matter, and what to change before bills come due.
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Use this when
You need to confirm the business can cover the next 13 weeks, a major receipt may arrive late, expenses are climbing, or payroll and tax dates leave little room for error.
You'll need
- Plan start date
- Currency
- Opening available cash
- Minimum cash buffer
- Expected customer receipts
- Payroll commitments
- Taxes and debt payments
- Vendor and operating commitments
- Owner draws
- Downside assumptions
You'll get
- All 13 weeks calculated from opening through closing cash
- Expected receipts separated by confidence and collection timing
- Payroll, taxes, debt, vendors, and owner draws included
- Base, delayed-receipt, and downside scenarios compared
- First buffer breach identified for every scenario
- Immediate cash actions ranked by deadline and consequence
By the end of this playbook
You will have:
- All 13 weeks calculated from opening through closing cash
- Expected receipts separated by confidence and collection timing
- Payroll, taxes, debt, vendors, and owner draws included
- Base, delayed-receipt, and downside scenarios compared
- First buffer breach identified for every scenario
- Immediate cash actions ranked by deadline and consequence
Sample
This is sample data, not your prompt. Pro unlocks this higher-stakes Playbook. On Free Playbooks you can still copy the assembled prompt into any AI.
Sample input
Plan start: October 5, 2026 Opening available cash: $42,000 Minimum buffer: $15,000 Receipts: $18,000 on October 8, $25,000 expected October 16 but dependent on customer approval, and $12,000 speculative on November 2 Payroll: $21,900 every other Friday including payroll taxes Taxes and debt: $7,500 estimated tax on October 15, $2,100 loan payment monthly, and $6,000 credit card payment on October 22 Vendors and operations: $5,400 rent, $14,000 critical supplier payment on October 19, and about $4,000 in weekly operating costs Owner draw: $6,000 planned for October 30, with flexibility to reduce or postpone Downside: Move the $25,000 receipt three weeks later, reduce November receipts by 20 percent, and add an $8,000 repair in week six
Sample assembled prompt
BASE-CASE FINDING The minimum buffer is... Projected closing cash is $9,800, which... DELAYED-RECEIPT FINDING Moving the $25,000 receipt... Payroll, the supplier payment, and the... DOWNSIDE FINDING The added repair and... ACT NOW 1. Confirm the $25,000 approval and payment... 2. Postpone the $6,000 owner draw... 3. Prepare a supplier timing request... MONITOR Review actual cash every Monday. Escalate if the $25,000 receipt slips,...