01
Normalize every goal
Turn vague goals into comparable planning inputs before judging which goal should come first.
Made for Financial Advisors
Resolve Competing Client Goals
Also useful for: Financial Planners, people in Finance
75 min
Advanced
Decisions
Make a Financial Decision
Comparing Financial Options
Turn competing financial goals into funded scenarios, clear tradeoffs, and a documented client decision.
We'll use them to write your prompt.
Completed ✓
Make Your Play
Give us the situation. We’ll build the prompt.
Expose funding conflicts before they become plan failures.
Your answers save as you type.
What you'll do
This is the plan inside your prompt. Add your details first. Then follow these steps with ChatGPT or Claude.
02
Reconcile funding capacity
Establish how much money is actually available after existing commitments and reserve needs.
03
Estimate each funding need
Measure the contribution required for each goal using only the supplied assumptions.
04
Map the conflicts
Find where goals compete for the same cash flow, assets, or time window.
05
Set the decision boundaries
Protect essential commitments and identify what may be reduced, delayed, or funded another way.
06
Build three tradeoff scenarios
Create distinct choices rather than one blended recommendation that hides the tradeoffs.
07
Stress-test the choices
Check whether each scenario remains workable when a key assumption moves against the plan.
08
Prepare the client discussion
Turn the analysis into a focused conversation that reveals acceptable sacrifices and true priorities.
09
Document the decision
Record the chosen order and the compromises accepted so the plan doesn't drift back into conflicting assumptions.
10
Set the follow-up actions
Translate the decision into immediate plan updates, client tasks, and verification work.
Make Your Play
Resolve Competing Client Goals
Tell us what the prompt needs to know
Start with the questions below. Each answer personalizes the playbook and builds the prompt you’ll use at the end.
Your situation
Describe the household, planning stage, major recent changes, and any facts that affect the goal discussion. Remove unnecessary identifying details.
0/10000
List each goal with its target amount, target date, current funding, planned contribution, minimum acceptable result, and flexibility.
0/10000
Enter available monthly cash flow, current savings, account contributions, expected one-time funds, and emergency reserve needs.
0/10000
List each relevant debt balance, interest rate, minimum payment, remaining term, and any payoff preference or restriction.
0/10000
Describe the stated priority order, non-negotiables, acceptable compromises, and any disagreement within the household.
0/10000
Enter the approved inflation, growth, contribution, tax, and timing assumptions that may be used. Note anything that must be tested elsewhere.
0/10000
Select the discussion style that best matches how the client makes tradeoff decisions.
This playbook was updated. Review your inputs before copying.
What you'll do
Check a step when you finish it.
01
Normalize every goal
Turn vague goals into comparable planning inputs before judging which goal should come first.
02
Reconcile funding capacity
Establish how much money is actually available after existing commitments and reserve needs.
03
Estimate each funding need
Measure the contribution required for each goal using only the supplied assumptions.
04
Map the conflicts
Find where goals compete for the same cash flow, assets, or time window.
05
Set the decision boundaries
Protect essential commitments and identify what may be reduced, delayed, or funded another way.
06
Build three tradeoff scenarios
Create distinct choices rather than one blended recommendation that hides the tradeoffs.
07
Stress-test the choices
Check whether each scenario remains workable when a key assumption moves against the plan.
08
Prepare the client discussion
Turn the analysis into a focused conversation that reveals acceptable sacrifices and true priorities.
09
Document the decision
Record the chosen order and the compromises accepted so the plan doesn't drift back into conflicting assumptions.
10
Set the follow-up actions
Translate the decision into immediate plan updates, client tasks, and verification work.
Fill in the fields above to generate your prompt preview.
Assembled prompt
Beginner instructions
Start with no more than five goals. Confirm the target amount, target date, current funding, and minimum acceptable result for each one. Treat the AI calculations as a first pass, then verify them in approved planning software before discussing recommendations.
Advanced instructions
Replace broad return assumptions with the firm’s approved planning assumptions, model taxes and account restrictions in approved software, and compare the AI scenario logic against the formal plan. Document any override, compliance concern, or client preference that changes the modeled priority order.
Use this when
A client wants to fund several major goals, available cash flow won't fully support all of them, or stated priorities don't match current spending and saving.
You'll need
- Client context
- Goal inventory
- Financial baseline
- Debt details
- Client priorities
- Planning assumptions
- Decision style
You'll get
- Every goal expressed as a measurable target
- Available funding capacity reconciled
- Direct and timing-based conflicts identified
- At least three tradeoff scenarios compared
- Protected commitments clearly separated
- Client priority decision documented
By the end of this playbook
You will have:
- Every goal expressed as a measurable target
- Available funding capacity reconciled
- Direct and timing-based conflicts identified
- At least three tradeoff scenarios compared
- Protected commitments clearly separated
- Client priority decision documented
Examples
Progress 1 of 10