01
Capture the concern and deadline
You write down what the business owner said, when the pressure appears, and what payment or decision is driving the urgency.
Made for Bankers
Find the Need Behind a Business Owner’s Cash Concern
Also useful for: people in Finance
20 min
Intermediate
Money Conversations
Communicate Better
You sort a business owner's cash concern into four possible needs: liquidity, payment timing, working capital, or financial visibility. You also prepare questions that test your conclusion without pushing a product.
We'll use them to write your prompt.
Completed ✓
Make Your Play
Give us the situation. We’ll build the prompt.
You can move past vague statements like "cash is tight" and find out what's actually happening.
Your answers save as you type.
What you'll do
This is the plan inside your prompt. Add your details first. Then follow these steps with ChatGPT or Claude.
02
Gather the cash clues
You collect the available facts about seasonal swings, upcoming payments, reserves, receivables, normal operations, and growth plans.
03
Produce the working diagnosis
You use the compiled prompt to compare liquidity, payment timing, working capital, and financial visibility.
04
Confirm before discussing solutions
You use the questions to test your diagnosis, then summarize what you heard and ask for confirmation.
Make Your Play
Find the Need Behind a Business Owner’s Cash Concern
Tell us what the prompt needs to know
Start with the questions below. Each answer personalizes the playbook and builds the prompt you’ll use at the end.
Your situation
Describe what you heard, using the business owner's own words when possible.
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Note when the concern appears, how often it happens, and any deadline you know about.
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Summarize any recurring highs, lows, seasonal swings, or recent changes you know about.
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List the major bills, payroll, tax payments, inventory purchases, or other outflows coming soon.
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Record what you know about cash balances, reserves, unused capacity, and the normal cash buffer.
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Describe how quickly customers pay, whether invoices are overdue, and whether payment timing has changed.
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Note any hiring, expansion, equipment, inventory, contract, or one-time spending plans.
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Add any relevant detail that doesn't fit elsewhere, without including sensitive identifiers.
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This playbook was updated. Review your inputs before copying.
What you'll do
Check a step when you finish it.
01
Capture the concern and deadline
You write down what the business owner said, when the pressure appears, and what payment or decision is driving the urgency.
02
Gather the cash clues
You collect the available facts about seasonal swings, upcoming payments, reserves, receivables, normal operations, and growth plans.
03
Produce the working diagnosis
You use the compiled prompt to compare liquidity, payment timing, working capital, and financial visibility.
04
Confirm before discussing solutions
You use the questions to test your diagnosis, then summarize what you heard and ask for confirmation.
Fill in the fields above to generate your prompt preview.
Assembled prompt
Beginner instructions
You can use rough notes instead of exact figures. Remove account numbers, personal identifiers, and other details that aren’t needed. Treat the result as a working view to test in conversation, not a final financial conclusion.
Advanced instructions
You can run the prompt once with your initial notes, ask the five questions, and run it again with the answers. Compare what changed, note any conflicting evidence, and document why your final working diagnosis is reasonable.
Use this when
Use this before or after a business owner mentions uneven cash flow, slow receivables, seasonal pressure, a large upcoming payment, low reserves, or plans that may require more cash.
You'll need
- Stated cash concern
- Timing and urgency
- Cash and seasonal pattern
- Upcoming payments
- Reserves and available cash
- Receivables and payment timing
- Growth plans or unusual spending
- Other useful context
You'll get
- One primary working diagnosis, evidence supporting it, unresolved gaps, five ordered follow-up questions, and a neutral transition that confirms the need before you discuss products.
By the end of this playbook
You will have:
- One primary working diagnosis, evidence supporting it, unresolved gaps, five ordered follow-up questions, and a neutral transition that confirms the need before you discuss products.
Examples
Progress 1 of 4