Made for Financial Advisors
Sequence Decisions After a Major Life Event
Also useful for: people in Finance
75 min
Advanced
Decisions
Make a Financial Decision
Comparing Financial Options
Build a coordinated decision sequence for retirement, inheritance, divorce, widowhood, a business sale, or another major financial transition.
Create a free account to save your progress and use this Playbook.
Use this when
A client is approaching or navigating a major life event with overlapping cash flow, investment, insurance, tax, estate, legal, or family decisions. The event may be expected, newly confirmed, or already underway.
You'll need
- Life event
- Event timing
- Client situation
- Financial facts
- Decision inventory
- Constraints
- Professional team
- Source materials
You'll get
- Confirmed facts separated from assumptions
- Material risks and deadlines ranked
- Relevant financial domains reviewed
- Dependencies documented for every high-priority decision
- Irreversible moves held until required facts are confirmed
- Specialist questions and responsibilities assigned
By the end of this playbook
You will have:
- Confirmed facts separated from assumptions
- Material risks and deadlines ranked
- Relevant financial domains reviewed
- Dependencies documented for every high-priority decision
- Irreversible moves held until required facts are confirmed
- Specialist questions and responsibilities assigned
Sample
This is sample data, not your prompt. Pro unlocks this higher-stakes Playbook. On Free Playbooks you can still copy the assembled prompt into any AI.
Sample input
Life event: Business sale Timing: Letter of intent signed; expected closing in 75 days. Client situation: Married client, age 58, expects to retire after closing. Spouse wants dependable income and lower risk. Financial facts: Proposed $6.2 million gross price, $4.7 million at closing, two-year earnout for the balance, $850,000 outside the business, and $180,000 annual household spending. Known decisions: Cash reserve, mortgage payoff, investment plan, Social Security timing, family gifts, and estate updates. Constraints: Final tax estimate and earnout terms aren't confirmed. The first two years of spending can't depend on market gains. Team: Transaction attorney and CPA involved; estate attorney not yet engaged. Documents: Draft letter of intent, 2025 tax return, balance sheet, insurance summary, estate index, and meeting notes.
Sample assembled prompt
TRANSITION SNAPSHOT The proposed business sale... The sale terms, taxes, earnout reliability,... The immediate strategic goal is to... TOP PRIORITIES 1. Confirm estimated net proceeds and payment... 2. Review the earnout conditions and... 3. Reserve enough cash for taxes,... 4. Confirm health coverage and other... 5. Update estate documents and beneficiary... HOLD POINTS - Don't finalize... - Don't invest the full... - Don't pay off the... SPECIALIST HANDOFFS - CPA: Produce a... - Transaction attorney: Confirm earnout conditions,... - Estate attorney: Review the estate... FIRST CLIENT ACTIONS 1. Approve sharing the draft terms with... 2. Confirm the minimum two-year spending... 3. Provide current mortgage and health... 4. Schedule the estate attorney review. 5. Defer gifts and full-proceeds investment...